Open Enrollment Period (OEP)
If you buy your own insurance, this is the time every year when you can renew your current plan or choose a new plan. For 2017, OEP is November 1 to December 15, 2017. Medicare plans have their own enrollment period.
Special Enrollment Period (SEP)
A time outside of the open enrollment period when you can sign up for a health insurance plan. You qualify for a special enrollment period following a qualified life event.
Financial assistance offered by the federal government to help with the costs of individual and family health insurance plans. Some people may receive a lower premium, lower cost-sharing, or both.
A group of doctors, hospitals and other healthcare professionals who have been contracted to provide medical services to members.