Health Insurance Basics

Top Glossary Terms

Emergency Medical Care

Healthcare services that could, without immediate rendering, result in:

  • Placing the patient’s health in serious jeopardy.
  • Serious impairment to bodily functions.
  • Serious dysfunction of any bodily organ or part.

Most health plans have specific guidelines to define emergency medical care.

Inpatient Services

Services received when a patient is admitted to a hospital or non-hospital facility as a registered bed patient for whom a room-and-board charge is made.

Outpatient Services

Treatment that is provided to a patient who is able to return home after care without an overnight stay in a hospital or other inpatient facility.