The monthly bill you pay for a healthcare plan, your premium, can seem like a mystery. How is the amount decided? What does it pay for? Why does it increase?
Understanding your health policy should be simple, so we devised a quick start guide to get you started.
What's a premium? How is it used? Is it true Arkansas Blue Cross and Blue Shield uses premium payments to invest back into members instead of stockholders?
Your member ID card is your ticket to quality healthcare. You'll want to carry it with you when seeking care so you and the healthcare provider can see what healthcare coverage you have.