Medicare Advantage

Medicare Part C plans are usually referred to as "Medicare Advantage" plans. They offer all of the benefits of Original Medicare Parts A and B, plus additional benefits and the option to include prescription drug coverage. Medicare Advantage plans are provided by private insurance companies like Arkansas Blue Cross and Blue Shield.

Medicare Advantage plans actually replace Medicare Parts A and B. If you enroll in a Medicare Advantage plan, in addition to paying a monthly premium, you must also continue to pay your Part B premium. The plans feature a network of doctors and hospitals that contract with your health insurance company to treat you.

Medicare Advantage plans feature deductibles, copays and coinsurance similar to individual and employer-sponsored plans. The plans also have maximum out-of-pocket limits that protect members from catastrophic healthcare costs each year.

When to enroll

You may enroll in a Medicare Advantage plan during your Initial Enrollment Period, during a Special Election Period or during the Annual Election Period.


Learn more about Medicare Advantage costs


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