There are four parts of Medicare – Parts A, B, C and D. Parts A and B are offered by the federal government, and are often referred to as Original Medicare. Parts C and D are offered by private insurance companies.
Medicare Part A
Part A helps pay for hospital care. Part A provides coverage for inpatient services – such as room and board, routine nursing services, physical therapy and more. It also provides benefits for skilled nursing care in a rehabilitation facility and home healthcare.
Medicare Part B
Part B helps pay for physician and outpatient services. Part B provides coverage for medical services including doctor visits, preventive care, X-rays and lab tests, emergency room visits, mental healthcare and many other medical services.
Note: Part B is optional, but is required by the government to access Medicare drug coverage and other types of additional coverage, such as Medicare Advantage and Medicare supplement insurance plans.
Learn more about Original Medicare costs